Welcome to NullDebt. By using our service, you acknowledge and agree to the following terms and conditions. Please read them carefully before proceeding.
1. Broker, Not a Lender
NullDebt operates as a broker, not a lender. This means that we do not make credit decisions, offer loans, or issue financial products. Our service connects you with lenders and service providers who can provide the financial solutions you seek. NullDebt is not the creditor or issuer of any products featured on this platform.
2. No Guarantee of Funds
While we strive to connect you with lenders or service providers that match your needs, there is no guarantee that you will receive funds. Loan approval, terms, and conditions are solely at the discretion of the lender or service provider
3. Use of Personal Information
By using this service, you consent to the collection, use, and sharing of your personal and financial information as follows:
NullDebt may obtain consumer and related information about you from one or more consumer reporting agencies to connect you with lenders and service providers.
Your information may be sent to lenders and/or service providers on your behalf to verify your identity, assess your debt-to-income ratio, and determine your eligibility for their services.
Lenders and/or service providers may use this information to make prequalification decisions and other credit determinations. They may also obtain consumer reports about you from reporting agencies.
4. Additional Services
Additional products or services displayed on this platform are offered solely by the respective vendors or providers. NullDebt is not responsible for the quality, terms, or outcomes of these additional services. Any agreements made with these third parties are at your discretion and are subject to their terms and policies.
5. Accuracy of Information
You affirm that all the information you provide through this service is accurate, complete, and truthful. Any false or misleading information may result in the termination of your application and/or refusal of services by lenders or service providers.
6. No Endorsement
The inclusion of any lender or service provider on this platform does not constitute an endorsement or recommendation by NullDebt. You are encouraged to review the terms, conditions, and policies of any lender or provider before entering into an agreement.
7. Limitation of Liability
NullDebt is not responsible for:
The decisions or actions of any lender or service provider..
Any direct, indirect, or consequential damages resulting from the use of this platform or the services of any third-party provider.
8. Security
Every endeavor is made to protect your personal information; however, we cannot guarantee that personal information will not be intercepted or decrypted by others. We accept no responsibility for such interception or decryption.
9. Amendments
NullDebt reserves the right to amend these terms and conditions at any time without prior notice. Continued use of this service signifies your acceptance of the updated terms.